How to Apply for the New York Community Bank American Express Credit Card

The New York Community Bank American Express Credit Card is offered in part by American Express and in part by the New York Community Bank. For New York Community Bank members looking to obtain a credit card with cash back and travel rewards, this card could be right for you.

It features no annual fee and a 0% introductory APR. You receive 1% cash back on all purchases, so $10 for every $1000 spent.

The New York Community Bank website may collect information about you and sell it to third parties. If you’d like to learn more about this, feel free to read the Privacy Policy on their website.


The requirements for the New York Community Bank American Express Credit Card are easy to understand. You must be:

  • 18 years of age
  • A member of the New York Community Bank
  • In possession of a valid social security number
  • In possession of a valid government-issued I.D.


How to Apply

The entire application process from start to finish can be completed in less than 5 minutes time. The following instructions will inform you of the quickest and most painless method of attacking the application. Let’s get started.

Step 1: Go to This Webpage.

Step 2: Begin filling out the application form. The initial section is all about your personal details. In the empty fields enter your:

  • Name (first and last)
  • Social security number
  • Date of birth
  • Mother’s maiden name
  • Email address
  • Street address (including city, state, and ZIP code)
  • Home phone number
  • Time at current address
  • Housing status (own, rent or other)
  • Monthly housing payment
  • Present employer (and their phone number)

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Step 3: Your total annual income must be entered into the next box. Keep in mind the regulations listed below that might alter your final number.

Enter your bank account balances and decide if you want to add an authorized buyer. An authorized buyer can make purchases on your card but is not legally responsible to pay the balance in any way.

If you’d like to complete a balance transfer to your card from another account you can in the next section.

Finally, click “Confirm Information” and you’re all finished. Good luck with your new New York Community Bank American Express Credit Card.

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