How to Apply for the Ohio Savings Bank Platinum Visa Credit Card

The Ohio Savings Bank Platinum Visa Credit Card is offered by both the Ohio Savings Bank (a subsidiary of the New York Community Bank) and Visa. The card features no annual fee, a low APR that is calculated based on your creditworthiness, and an initial year of 0% APR.

Applying for the card is very straightforward. Read on for tips and tricks that will show you how to apply for this credit card.

Before you begin the application process it may be worth your time to read the Ohio Savings Bank Privacy Policy. A PDF document is available on their website that explains how and with whom your information is shared.

Requirements

Not unlike other credit cards, applicants must fulfil certain eligibility requirements to apply for the card. For the Ohio Savings Bank Platinum Visa Credit Card, these requirements are:

Being at least 18 years of age
Being a U.S resident
Being a member of the Ohio Savings Bank
Being in possession of a social security number

How to Apply

If you’re unsure as to how you can apply, the following instructions are for you.

Step 1: Go to This Webpage.

Step 2: Begin filling out the application form. The required information you must enter includes your:

Name
Social security number
Date of birth
Mother’s maiden name
Email address
Street address (including city, state, and ZIP code)
Home phone number
Time at current address
Housing status (own, rent or other)
Monthly housing payment
Present employer (and their phone number)

Step 3: Now that you’ve completed the initial portion of the form, move on to the annual income segment.

This section requires you to enter your annual income. Note the specific calculation methods as per Ohio Savings Bank. Also enter your bank account balances.

You must also decide whether this is a joint or individual application and whether or not you’d like to complete a balance transfer from another bank account.

Finally, unlike most cards, you are able to decide what design appears on your card. Images you can have on your card include, but are not limited to, a dog with a soccer ball, a sunset, and a child’s drawing of a house.

Your application is complete! Good luck with whatever you plan on financing with your new credit card.