How to Apply for the Ohio Savings Community Bank Rewards Visa Credit Card

The Ohio Savings Community Bank Rewards Visa Credit Card is a points-based rewards credit card offered by the Ohio Savings Bank (which is owned by the New York Community Bank) and Visa. The card allows you to exchange points you collect for merchandise and free gift cards. Its quite a worthwhile program if you spend a lot with your credit card.

The card has no annual fee and a competitive APR promotion of 0% APR for the first year you have the card.

The Privacy Policy of the Ohio Savings Bank is available for review in case you are interested in reading about privacy and information sharing policies.


Before applying, keep in mind that the Ohio Savings Community Bank Rewards Visa Credit Card requires that you are:

  • At least 18 years of age
  • In possession of a valid social security number
  • A member of the Ohio Savings Bank

How to Apply

Following these instructions will have you completing the application process in less than 5 minutes.

Step 1: Go to This Webpage.

Step 2: Step 2 is all about filling out the beginning of the form. Include your:

  • Name
  • Social security number
  • Date of birth
  • Mother’s maiden name
  • Email address
  • Street address (including city, state, and ZIP code)
  • Home phone number
  • Time at current address
  • Housing status (own, rent or other)
  • Monthly housing payment
  • Present employer (and their phone number)

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Step 3: The final portion of the application requires you to enter in your annual income, determine whether or  not you are applying with a joint applicant, and decide whether or not you’d like to complete a balance transfer from an existing account.

You are also able to design your card with an image of your choice. Note that you can also opt for a standard Ohio Savings Bank card design if you prefer.

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