| Rewards | Receive 2 points for every $1 spent on all school and grocery purchases, receive 1 point for every $1 spent on all other purchases, no balance transfer fee | 
|---|---|
| Signup Bonus | N/A | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 11.40% to 15.40% (APR is subject to change) | 
| Cash Advance Fee | Either $2.50 or 2% of each transaction, whichever is greater | 
| Late Payment Fee | Up to $15 | 
| Purchases APR | 8.40% to 12.40% (APR is subject to change) | 
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