| Rewards | N/A |
|---|---|
| Signup Bonus | 0% promotional APR for 12 months on transfers made between October 1, 2016 and December 31, 2016, $100 bonus statement credit when you spend $1,500 within the first 90 days |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 10.24% to 17.99%, based on your creditworthiness (APR is subject to change) |
| Cash Advance Fee | None |
| Late Payment Fee | Up to $10 if balance is less than $1000, Up to $20 if balance is $1000-$2000, Up to $25 if balance is greater than $2000 |
| Purchases APR | 10.24% to 17.99%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I found the low fees and simple reward structure convenient for everyday spending. The cash back isn't huge compared to some cards, but it's easy to use and reliable. Solid choice if you want no fuss convenience.