| Rewards | 1 point per $1 spent on eligible purchases at Petland locations. Points can be redeemed for Petland Reward Certificates. Purchases made with promotional financing do not earn points. |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Not applicable |
| Cash Advance Fee | Not applicable |
| Late Payment Fee | Up to $41 |
| Purchases APR | 35.99% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Petland Credit Card is a store card designed for Petland shoppers, with no annual fee and a rewards program that earns points on eligible Petland purchases. It is also known for promotional financing on qualifying purchases, which can be useful for larger pet-related expenses.
Most users say the biggest appeal is the ability to finance expensive purchases without paying an annual fee. Many reviewers mentioned that the card can be convenient when making a large purchase at Petland and taking advantage of a promotional offer.
On the downside, the card has a high regular APR, and the rewards are limited compared with general-purpose cash-back cards. Some users also dislike that promotional-financing purchases may not earn rewards.
Personally, I think the Petland Credit Card makes the most sense for customers planning a large Petland purchase who can pay it off within the promotional period. For everyday spending, I’d choose a regular cash-back card instead, since it offers more flexible rewards and potentially better long-term value.
I got this card mainly to finance a large purchase at the store, but the interest rate is shocking high and rewards are weak Customer service was nearly impossible to work with when billing issues came up, turning what should've been simple pet shopping into a stressful ordeal.