| Rewards | Purdue Federal Cash Rewards — 1 point per $1 spent, plus up to 0.75 additional points per $1 through My Member Perks, for up to 1.75% cash back |
|---|---|
| Signup Bonus | None. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 1.9% introductory APR for 12 months, then 15.5%–17.5% fixed APR, based on creditworthiness |
| Cash Advance Fee | None |
| Late Payment Fee | Up to $25 |
| Purchases APR | 1.9% introductory APR for 12 months, then 15.5%–17.5% fixed APR, based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Purdue Federal Visa Traditional Credit Card is a no-annual-fee card known for simple cash-back rewards, a 1.9% introductory APR for 12 months, and a fixed APR afterward. It can earn up to 1.75% cash back on purchases, depending on member status.
Most users say the card’s biggest strengths are helpful customer service, straightforward terms, and its usefulness for building credit. Many reviewers mentioned positive experiences with the application process and friendly, personal service. Purdue Federal’s own reviews also highlight its appeal as a beginner and student card.
On the negative side, some users feel the rewards are not especially competitive compared with cards offering 2% cash back. Others have complained about limited credit-line increases and the higher APR after the introductory period.
Personally, I think it’s a solid choice for Purdue Federal members, students, and people who value simple rewards and personalized service. Those focused purely on maximizing cash back may find stronger alternatives elsewhere.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
B
disappointing experience
I opened this thinking it would be student friendly, but the rewards are minimal and the fees sneak up faster than expected. Customer service was polite but slow, and I didn't feel supported when I had questions about charges.
