|Rewards||3 points per $1 spent on Ralphs store brand products, 2 points per $1 spent at Ralphs grocery stores, 1 point per $1 spent everywhere else|
|Signup Bonus||$50 statement credit upon first purchase|
|Cardmember Agreement||View Here|
|Cash Advance APR||25.74% (APR is subject to change)|
|Cash Advance Fee||Either 4% of the amount of each advance or $10, whichever is greater|
|Late Payment Fee||Up to $37|
|Purchases APR||14.49% to 24.49% (APR is subject to change)|
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