|Rewards||3 FlexPoints on qualifying charitable donations, 2 FlexPoints on the category you spend the most on (at gas stations, grocery stores or airlines) and at most cell phone service providers during each billing cycle, 1 FlexPoint per $1 spent on all other purchases|
|Signup Bonus||$0 introductory annual fee for the first 12 months, earn 20,000 FlexPoints after you spend $2,000 within four months of account opening|
|Cardmember Agreement||View Here|
|Cash Advance APR||24.24% (APR is subject to change)|
|Cash Advance Fee||Either 4% of the amount of each advance or $10 minimum, whichever is greater|
|Late Payment Fee||Up to $37|
|Purchases APR||14.24% to 24.24% (APR is subject to change)|
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