| Rewards | $1 spent at FCA dealerships earns user 3 rewards points, $1 spent on travel purchases earns user 2 rewards points, $1 spent on everyday purchases earns user 1 rewards point |
|---|---|
| Signup Bonus | The first FCA in-dealer purchase earns user a $50 statement credit |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $15 or 5%, whichever is more |
| Late Payment Fee | Up to $37 |
| Purchases APR | 17.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
It's dependable so far, every purchase posts quickly and I haven't had any billing hiccups. I don't get any fancy perks or rewards, but for simple, no frills spending and reliable credit access, it's exactly what I needed.