| Rewards | 5X on eligible RCI purchases, 2X on eligible travel, gas, EV charging and rideshare, and 1X on all other purchases. Rewards can be redeemed for RCI benefits, cash back, travel, gift cards and more. |
|---|---|
| Signup Bonus | 5,000 bonus Rewards after the first purchase for the current advertised offer. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.99% variable |
| Cash Advance Fee | 5% of the amount, minimum $10 |
| Late Payment Fee | Up to $41 |
| Purchases APR | 20.99%, 25.24% or 29.99% variable, depending on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The RCI Elite Rewards Mastercard is a no-annual-fee card designed for RCI members. It earns 5X Rewards on eligible RCI purchases, 2X on travel, gas, EV charging and rideshare, and 1X elsewhere. Cardholders can also earn a $250 RCI vacation credit after $10,000 in annual spending.
Most users say the RCI-specific rewards can be valuable for frequent RCI members, particularly those who regularly pay membership, exchange or other eligible RCI fees with the card. Some long-term users have also praised the rewards and low-cost structure.
On the downside, many reviewers mentioned problems with billing, promotional offers and customer service. Some users also feel the redemption options have become less attractive or restrictive over time.
Personally, I think this card makes the most sense for dedicated RCI members who will actually use the RCI rewards. For everyday spending, a general travel or cash-back card may offer simpler and more flexible value.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
J
Hard to earn Hard to use
I had high hopes, but points accumulate painfully slow and redemption option felt limited. Customer service was polite but unhelpful. Not worth the annual fee compared to other travel card's I've tried.
M
its okay
just like the usual rewards card
