| Rewards | 5 points/$1 at participating Ram/FCA dealerships and FCA online purchases; 2 points/$1 on gas and travel; 1 point/$1 on all other purchases |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable APR; exact rate depends on the account's Rates & Terms Schedule |
| Cash Advance Fee | $10 or 5% of the amount, whichever is greater |
| Late Payment Fee | Up to $39 |
| Purchases APR | Variable APR; exact rate depends on the account's Rates & Terms Schedule |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Ram Mastercard, now offered as the Ram DrivePlus Mastercard, is a no-annual-fee card aimed at Ram owners and enthusiasts. It earns 5X points on dealership and FCA online purchases, 2X on gas and travel, and 1X on other spending.
Most users say the straightforward rewards are the biggest attraction, particularly for people who regularly service or purchase from Ram dealerships. Some FNBO cardholders also report helpful experiences with customer service and find the rewards easy to use.
On the negative side, many FNBO reviews mention frustrations with customer service, payment processing, and unexpected credit-limit changes. These complaints are broader FNBO feedback and aren’t necessarily specific to Ram cardholders.
Personally, I think the Ram Mastercard makes the most sense for loyal Ram customers who can take advantage of the dealership rewards. For everyday spending, however, people who don’t regularly use Ram dealerships may find a general cash-back card more useful.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
J
solid everyday card
It's dependable so far, every purchase posts quickly and I haven't had any billing hiccups. I don't get any fancy perks or rewards, but for simple, no frills spending and reliable credit access, it's exactly what I needed.
