| Rewards | Earn 1 point for every $1 on everyday purchases and earn double MyCruise Points for every $1 spent on Royal Caribbean, Celebrity Cruises, and Azamara Club Cruises |
|---|---|
| Signup Bonus | Earn 10,000 bonus points after you make a purchase in the first 65 days — redeemable for $100 onboard credit |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.99% to 24.99% APR, depending upon your credit worthiness |
| Cash Advance Fee | Either $10 or 3% of the transaction amount, whatever is greater |
| Late Payment Fee | Up to $38 |
| Purchases APR | 12% to 22.99% APR, depending upon your creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I opened this before our Caribbean sail, eager for onboard credits and points, but earn rates are weak outside cruise charges and rewards only work with Royal Caribbean partners. Fun bonus, but the card sat unused once the trip was over.