|Rewards||A small percentage of every purchase goes back to the Caribbean Education Foundation. This is essentially a charitable credit card.|
|Signup Bonus||UMB will donate $50 to the Caribbean Education Foundation after your first purchase.|
|Cardmember Agreement||View Here|
|Cash Advance APR||24.99% APR|
|Cash Advance Fee||3%. $15-$50.|
|Late Payment Fee||Up to $35|
|Purchases APR||13.99% to 17.99%|
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