| Rewards | A small percentage of every purchase goes back to the Caribbean Education Foundation. This is essentially a charitable credit card. |
|---|---|
| Signup Bonus | UMB will donate $50 to the Caribbean Education Foundation after your first purchase. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.99% APR |
| Cash Advance Fee | 3%. $15-$50. |
| Late Payment Fee | Up to $35 |
| Purchases APR | 13.99% to 17.99% |
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