| Rewards | 1% cash back for every $1 spent, promotional 2% and 3% cash back opportunities (only in select categories, certain conditions apply) |
|---|---|
| Signup Bonus | Free 'What Tree is That?' field guide book upon your first purchase, 1.99% introductory APR for first 6 billing cycles |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $10 or 5%, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 12.49% to 18.49% (APR is subject to change) |
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