| Rewards | Earn Aeroplan points on eligible purchases |
|---|---|
| Signup Bonus | Up to 20,000 Aeroplan points: 10,000 after the first purchase + 10,000 after spending $1,500 within 90 days. The current offer also includes a first-year annual-fee rebate when conditions are met. |
| Annual Fee | $89 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.99% |
| Cash Advance Fee | $5 or 1% of the amount of the cash advance, whichever is greater |
| Late Payment Fee | $50 |
| Purchases APR | 21.99% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The TD Canada Trust Aeroplan Platinum Visa Credit Card is a travel-focused card built around Aeroplan points, with an $89 annual fee and a welcome offer of up to 20,000 Aeroplan points. It also offers travel-related insurance and accelerated Aeroplan earning on select everyday purchases.
Most users say the card is appealing because it provides a relatively affordable way to collect Aeroplan points. Many reviewers mentioned the welcome bonus, Air Canada-related benefits, and straightforward rewards structure as useful perks for occasional travellers.
On the negative side, some users find the regular earning rate on non-bonus purchases fairly modest. Others feel the $89 annual fee is difficult to justify if they don’t travel often or don’t use Aeroplan points. The card also lacks some of the premium benefits available on higher-tier Aeroplan cards.
Personally, I think this card is worth considering for travellers who want Aeroplan rewards without committing to a high annual fee. If you fly Air Canad
With an 89$ annual fee and only 1 point per 1.50 on most spends, I felt the rewards didn't keep up better Aeroplan cards exist if you spend more or fly often