TD Canada Trust Infinite Privilege Visa Credit Card

Card Details
Rewards	Aeroplan — up to 2 points/$1 on eligible Air Canada purchases, 1.5 points/$1 on eligible gas, EV charging, grocery, travel/transit and dining purchases, and 1.25 points/$1 on other eligible purchases.
Signup Bonus	Up to 100,000 Aeroplan points: 20,000 after the first purchase, 30,000 after $12,000 in purchases within 180 days, and 50,000 anniversary points after $24,000 in purchases within 12 months.
Annual Fee	$599
Cardmember Agreement	View Here
Cash Advance APR	22.99%
Cash Advance Fee	1% of the cash advance amount, minimum $3.50, maximum $10 for advances in Canada; $5 for advances outside Canada. A $3 PLUS network ATM fee may also apply
Late Payment Fee	$50
Purchases APR	21.99%
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The TD Canada Trust Aeroplan Visa Infinite Privilege Credit Card is a premium travel card with a $599 annual fee, Aeroplan rewards, Air Canada benefits, Maple Leaf Lounge access, six annual Visa Airport Companion lounge visits, and a current welcome offer of up to 100,000 Aeroplan points.

Most users say the card’s strongest attractions are the extensive travel perks, especially lounge access, free first checked bags for the cardholder and up to eight companions, and the ability to earn Aeroplan points on everyday spending. Many reviewers mentioned that these benefits can be valuable for frequent Air Canada travellers.

The biggest complaint is the $599 annual fee. Some reviewers also note that the card is less appealing for people who rarely fly Air Canada or prefer a more flexible rewards program.

Personally, I think this card is best suited to frequent travellers who can regularly use its premium Air Canada and lounge benefits. For occasional travellers, the high annual fee may be harder to justify