|Rewards||The freedom to earn and spend reward points that never expire, earn 3 TD points for every $1 spent on eligible purchases, earn triple the amount of points when booking travel online using Expedia.|
|Signup Bonus||A welcome bonus of 20, 000 TD points.|
|Cardmember Agreement||View Here|
|Cash Advance APR||22.99%|
|Cash Advance Fee||1% of the amount of the transaction (up to $10.00 in Canada), $5.00 outside of Canada.|
|Late Payment Fee||$25.00 if you are over the credit limit, no fee if you are not.|
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