| Rewards | TD Rewards Points — up to 6 points per $1 through Expedia For TD, 4.5 points per $1 on eligible groceries, dining and public transit, and 1.5 points per $1 on other purchases. |
|---|---|
| Signup Bonus | Up to 50,000 TD Rewards Points: 15,000 points after the first purchase + 35,000 points after spending $3,000 within 180 days. First-year annual fee rebate is also available under the current offer |
| Annual Fee | $89 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 21.99% |
| Cash Advance Fee | 1% of the cash advance amount, minimum $3.50 and maximum $10 in Canada; $5 outside Canada |
| Late Payment Fee | $50 |
| Purchases APR | 21.99% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
an $89 annual fee, TD Rewards Points, and a welcome offer of up to 50,000 points. It earns accelerated rewards on travel booked through Expedia For TD, as well as groceries, dining and transit.
Most users say the card is appealing because it offers flexible TD Rewards Points without the high annual fee of premium travel cards. Many reviewers mentioned the welcome bonus and strong earning rates in everyday categories as useful benefits, particularly for travellers who prefer flexible redemptions.
On the downside, some users find the standard earning rate on other purchases less impressive. Others feel that the $89 annual fee isn’t worthwhile if they don’t travel regularly or take advantage of the card’s travel rewards. The card also lacks some premium perks, such as complimentary airport lounge access.
Personally, I think it’s a solid option for travellers who want flexible rewards at a moderate annual fee. If you rarely travel or prefer straightforward cash back, a no-fee cash-back card may be easier to justify.
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Solid travel card for everyday use & trips
I love this card the welcome bonus was generous and I get solid rewards when booking vacations through Expedia or spending on groceries and dining. Travel coverage and flexible redemption make it a dependable card for frequent journeys
