| Rewards | 5% cash back on your first $2,000 (each quarter) spent in two chosen categories, 2% cash back on your choice of one everyday category, 1% cash back on all other purchases | 
|---|---|
| Signup Bonus | 0% introductory APR for the first 12 billing cycles on any balances transferred within first 60 days | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 24.49% (APR is subject to change) | 
| Cash Advance Fee | 4% of the amount of each advance or $10, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 13.49% to 23.49% (APR is subject to change) | 
 
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