How to Apply for the U.S. Bank Cash 365 American Express Credit Card

The U.S. Bank Cash 365 American Express Credit Card is a special type of cash back credit card, awarding users with 1.5% cash back on their everyday purchases; cash back credit cards typically offer 1% cash back rewards for every $1 spent. Although this may seem like an insignificant increase, every little bit helps. You’ll be earning half again what most cash back credit cards offer, plus these rewards are unlimited and never expire. You can get your cash back in the form of a statement credit, a direct deposit into an existing U.S. Bank account or as a rewards card. There is no annual fee attached to this card and an introductory APR of 0% on balance transfers for the first year will be applied upon activation. The U.S. Bank Cash 365 American Express Credit Card also boasts an attractive APR of 13.49%. However, this is offered solely to applicants with excellent credit. Those whose credit score is not up to par could receive an interest rate as high as 23.49% (APR is subject to change). If you want a credit card that earns you money while spending it, the U.S. Bank Cash 365 American Express Credit Card might be right for you. To learn how to apply, scroll down and read through our step-by-step tutorial.

You might want to read through U.S. Bank’s privacy policy before divulging any personal or financial information.

Requirements

To be eligible for this credit card, make sure you fit the following criteria:

Applicants must be 18 years of age or older
Applicants must be legal residents of the US
Applicants must have a Social Security number

How to Apply

Step 1 – To begin, follow this link to the U.S. Bank Cash 365 American Express Credit Card webpage on U.S. Bank’s website. Locate the Apply Now button and click on it to continue.

Step 2 – Next, you are asked if you currently have an online banking account with U.S. Bank. If you do, click Log In and enter your login information before proceeding to the next step. Click Get Started if you are new to U.S. Bank to get to the next step.

Step 3 – The first section of the application form asks for your First Name, Last Name, Email Address and Primary Phone Number.

Step 4 – Next, provide your current physical address.

Step 5 – In this section U.S. Bank asks if the U.S. is your country of permanent residence. Select Yes or No, and include the number of Years and Months you’ve spent at your address, as well as your Housing Status and Monthly Housing Payment.

Step 6 – In order to confirm your identity, you must provide your Birth Date, Social Security Number and your citizenship status.

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Step 7 – It’s mandatory that you to give U.S. Bank your Employment Status and your Annual Income. You may also supply any other income you’d like considered. Fill in all this information to proceed to the next section.

Step 8 – At this point in the process you may choose to make a balance transfer. Enter the Total Transfer Amount and, at a later time, you will be able to give more details concerning this transfer.

Step 9 – If you have a FlexPoints number, select Yes at this juncture. If you do not have a FlexPoints number, select No and a number will be assigned to you.

Step 10 – The last step of the application process demands that you read through the terms and conditions and, once you’ve agreed to them click Submit.

Your application will now be sent in for review and you’ll be getting an answer from U.S. Bank concerning your approval within a few days. Hopefully this process was made easier with the help of our tutorial. We wish you good luck in your approval.