| Rewards | None |
|---|---|
| Signup Bonus | None |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $37 |
| Purchases APR | around 34.99% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The ABC Warehouse Credit Card, issued by Synchrony Bank, is best known for its special financing offers on big-ticket electronics and appliances—think “no interest if paid in full within 6, 12, or 24 months.” It’s not a rewards card; instead, it focuses on flexible payment options for frequent ABC Warehouse shoppers.
Most users say they like the convenient financing for large purchases and the ability to avoid interest when paying on time. Many reviewers mentioned that the application process is quick, and having a store card helps build or rebuild credit with responsible use.
On the downside, some cardholders complain about high interest rates that kick in if a balance isn’t paid off within the promo period, as well as limited usability—the card can only be used at ABC Warehouse stores. A few users also found billing communication and account management through Synchrony’s portal to be clunky.
Personally, I think the ABC Warehouse Credit Card makes sense if you’re financing a major appliance or TV and are confident you’ll pay it off before interest hits. But if you’re looking for ongoing rewards or flexibility, a general cash-back card will serve you better in the long run.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
C
High Rates, Limited Value
I opened this card for discount, but the sky high interest and confusing reward thresholds made it more trouble than it's worth. Occasional savings couldn't outweigh the constant balance anxiety and surprise charge. Not for everyday use.
J
Decent financing, but high APR
Great for big electronics purchases, but only if you use the promo financing.
C
sign on
can't sign in ever!
