How to Apply for the Affinity Credit Union Low Fee Choice Rewards MasterCard

The Affinity Credit Union Low Fee Choice Rewards MasterCard is the perfect card for individuals that want to maintain a low annual fee for their credit card but would like to earn the same reward points that someone paying $100 in annual fees would earn. With the Affinity Credit Union Low Fee Choice Rewards MasterCard, cardholders have the ability to earn valuable reward points on eligible purchases for a minimal additional cost while also gaining the benefits of a well-rounded credit card with a competitive interest rate. Unlike other cards that have drawbacks in exchange for no annual fee, the Affinity Credit Union Low Fee Choice Rewards MasterCard gives you all the benefits of an elite level card without the price-tag. If you have decided to go ahead and apply for this card, scroll down to our guide below to learn how.

This credit card has been issued by CUETS, a subsidiary of the Toronto Dominion Bank. We recommend reviewing their privacy policy before proceeding in order to get a full understanding of how they plan on using the personal information they collect from you.


In order to apply for the Affinity Credit Union Low Fee Choice Rewards MasterCard, you must meet the following requirements:

  • You are a resident of Canada and have a Canadian credit record
  • You are the age of majority in your province or territory
  • You have not filed bankruptcy in the last 7 years and have no seriously late payments

How to Apply

Step 1- Navigate to this webpage to begin the application process. Once there, scroll down until you’ve found the Low Fee CHOICE REWARDS MasterCard Credit Card and click Apply now to proceed.


Step 2- To specify your Affinity Credit Union affiliation, select Yes and type “Affinity Credit Union” into the blank field. Once entered, proceed by clicking Continue.

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Step 3- At the top of this page, you should see the Information Box subheading (pictured below). Tick the small box found here to let CUETS know that you are able to receive their terms and conditions and privacy terms electronically.


Step 4- This point in the application process is where you’ll be supplying your personal information. Note that you are only required to fill in the fields highlighted with a red asterisk. Under the Primary Applicant’s Information heading, the following data must be specified:

  • Canadian resident? (y/n)
  • First name
  • Last name
  • Home address
  • City
  • Province
  • Postal code
  • Housing status
  • Monthly payment
  • Years at current address
  • Is your mailing address different from your current address? (y/n)
  • Home phone number
  • Mobile phone number


Step 5- Continue by supplying your Date of birth and your Mother’s maiden name.


Step 6- Use the drop-down menu found under Employment Information to specify your Employment Status. Afterwards, enter in or use the drop-down menus to supply the following:

  • Company name or employer
  • Number of years with company
  • Occupation type
  • Occupation
  • Describe your position or business
  • Work phone number
  • Your income
  • Total annual household income


Step 7- Here, you have the option to add an authorized user to your account, perform a balance transfer and/or purchase balance transfer protection insurance. Skip these tasks if they are of no interest to you. When ready, click Continue to proceed.


Step 8- This page provides you with the terms and conditions for this credit card. Take a moment to read this document over before proceeding. If you agree with the policies and terms, tick the small box located underneath the terms window to provide consent.


Step 9- Scroll down to the bottom of the page and click Continue to send your application in to CUETS for review. That’s it! Your card request is now in their system and confirmation should be received shortly.


Thank you for letting us walk you through your credit card application. We hope you found our tutorial informative and we wish you the best of luck with your new card!