How to Apply for the Affinity Credit Union No Fee Choice Rewards MasterCard

The Affinity Credit Union No Fee Choice Rewards MasterCard is the perfect card for individuals that want to maintain a $0 annual fee for their credit card but would like to earn the same reward points that someone paying $100 on annual fees would earn. With the Affinity Credit Union No Fee Choice Rewards MasterCard, cardholders have the ability to earn 1 point for every 2 dollars spent on eligible purchases at no additional cost while also gaining the benefits of a well-rounded credit card with a competitive interest rate. Unlike other cards that have drawbacks in exchange for no annual fee, the Affinity Credit Union No Fee Choice Rewards MasterCard gives you all the benefits of an elite level card without the price-tag. For information on how to apply, see our step-by-step guide below.

We recommend taking a look at the CUETS privacy policy as the information you supply online will be handled by this financial institution, and it is important to know how the information they collect from you will be used.


In order to apply for the Affinity Credit Union No Fee Choice Rewards MasterCard, you must meet the following requirements:

  • You are a resident of Canada and have a Canadian credit record
  • You are the age of majority in your province or territory
  • You have not filed bankruptcy in the last 7 years and have no seriously late payments

How to Apply

Step 1- Let’s begin by navigating to the CUETS credit card page, linked here, to be presented with a list of each card that CUETS has to offer. Scroll through the list until you’ve reached the No Fee CHOICE REWARDS MasterCard Credit Card and click Apply now to proceed.


Step 2- Under the Select Your Credit Union heading, select Yes and type “Affinity Credit Union” in the empty space provided. Once entered, click Continue.

Screen Shot 2015-09-06 at 2.12.38 PM

Step 3- Start this next page off by checking the small box found below the Information Box subheading. Checking this box indicates your approval of receiving the legal disclosures for this credit card electronically.


Step 4- Scroll down to the Primary Applicant’s Information window and select Yes to let CUETS know that you are indeed a Canadian resident. You are then asked to supply the following personal information:

  • First name
  • Last name
  • Home address
  • City
  • Province
  • Postal code
  • Housing status
  • Monthly payment
  • Years at current address
  • Is your mailing address different from your current address? (y/n)
  • Home phone number
  • Mobile phone number


Step 5- Here you must supply CUETS with your Date of birth and your Mother’s maiden name.


Step 6- Continue by providing the following Employment Information:

  • Employment status
  • Company name or employer
  • Number of years with company
  • Occupation type
  • Occupation
  • Describe your position or business
  • Work phone number
  • Your income
  • Total annual household income


Step 7- If you’d like to add an additional user to your account, perform a balance transfer, or purchase balance transfer protection insurance, you may do so at this point. These tasks are not required and you may skip them if you’d like. If you’re ready to proceed, click Continue.


Step 8- On this page, you should see a review of the terms and conditions that clearly state all financial details regarding this credit card (interest rates, fees, etc.). Make sure you have read this document over carefully to ensure that you understand CUETS’ policies. If you agree with the terms, check the small box below the terms window to provide consent.


Step 9- Scroll down until you’ve reached the bottom of the page and click Continue to submit your application. Wasn’t that easy? Now you can relax as your card request is being assessed by CUETS. Thanks for choosing Card Reviews as your trusty assistant through the card application procedure. Take care!