| Rewards | You earn 2 Alliant Rewards points for every $1 spent on qualifying purchases. Certain transaction types don’t earn points: finance charges, fees, cash advances, balance transfers, ATM transactions, and more. Points expire on a rolling basis: they’re good for up to 5 calendar years, and expire “first in, first out. |
|---|---|
| Signup Bonus | 5,000 Alliant Rewards points after spending $500 in qualifying purchases during your first 3 billing cycles. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 14.24%-26.24% variable for purchases and transfers, based on your creditworthiness (APR is subject to change) |
| Cash Advance Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | up to $27 |
| Purchases APR | Variable rate ranging from about 14.24% to 26.24% APR after any introductory period ends. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Alliant Visa Platinum Credit Card is known as a no-annual-fee option with a focus on low, competitive APRs rather than rewards or travel perks. It’s a straightforward card built for people who care more about affordability than flashy extras.
Positive feedback
Most users say they appreciate the low interest rates, especially compared with typical bank cards. Many reviewers mentioned that it’s a solid choice for carrying a balance occasionally, and they like that the card keeps things simple without complicated rewards structures.
Negative feedback
Some users feel the card is too basic, noting the lack of cashback, points, or travel features. Others say that customer support can be slow or inconsistent at times, and a few reviewers mention that Alliant’s online tools aren’t as polished as major issuers.
Blogger’s opinion
Personally, I think this card is best for people who prioritize a low APR and no annual fee over rewards. It makes sense if you sometimes carry a balance or just want a reliable, inexpensive everyday card. But if you’re hunting for cashback or travel perks, there are definitely better options out there.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
A
Decent but nothing special
This card works fine, but the rewards are underwhelming compared to other I use. It's okay for emergencies because of the lower rate but not something I'd rely on for regular expenses
A
Great card!
I got this card to help manage my everyday expenses, and it's been a solid choice. The interest rate is much lower than most cards I've had before, which really helps when carrying a balance. The online banking tools are easy to use, and transactions update quickly. Plus, their customer service team is always polite and efficient. Overall, a dependable card for smart money management!
