| Rewards | 5 rewards points for every dollar spent in-store or online at qualifying stores (Ann Taylor, LOFT, Ann Taylor Factory Store, LOFT Outlet and Lou & Grey), 2 points for every dollar spent on gas and groceries, and 1 point per dollar spent everywhere else | 
|---|---|
| Signup Bonus | Receive a $20 Rewards Card for your first purchase made outside of Ann Taylor or LOFT | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.24% (APR is subject to change) | 
| Cash Advance Fee | $10 or 3% of the amount of the cash advance, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 25.24% (APR is subject to change) | 
 
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