| Rewards | 3% cash back on purchases made directly from Apple (Apple Store, App Store, iTunes) and some partner merchants when using Apple Pay. 2% back on other purchases made using Apple Pay. 1% back on purchases made with the physical (titanium) Apple Card. |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Cash advances are not allowed. |
| Cash Advance Fee | Cash advances are not allowed. |
| Late Payment Fee | None. |
| Purchases APR | 19.24% to 29.49% (variable). |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Apple Rewards Credit Card (Apple Card) is mostly known for its simple cash-back setup — 3% back at Apple and select partners, 2% with Apple Pay, and 1% with the physical card — plus the rare combo of no annual fee and no late fees. It doesn’t offer travel perks or big intro bonuses, which sets it apart from many premium rewards cards.
Most users say they love how easy the rewards are to earn and track, especially with Daily Cash landing instantly in their Apple Cash balance. Many reviewers also mentioned how helpful the Wallet app is for budgeting and visualizing interest.
On the flip side, people often complain about the lack of a real sign-up bonus, the weaker 1% rate on physical-card purchases, and the fact that the card doesn’t support cash advances. A few also note that its rewards don’t stretch as far for non-Apple-Pay shoppers.
Personally, I think this card shines for Apple fans and anyone who uses Apple Pay everywhere. If you’re after travel benefits or big upfront bonuses, though, you’ll probably find better value elsewhere.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
B
Apple Card should be Apple Scam
Worst card in my wallet. Worked great for a month, would max it out, pay it and repeat. All card charges have been paid over a week ago and credit line is still not free. So I guess they want to use the card but not to much so that you actually make a decent return on it. Call so called support and the stock answer is "it will take a few days to clear". After 4 times of reading that same line, they changed up and said, "use Apple Cash and funds are free in 24 hours". Hey support, read the fine print if you can find it. States that Apple Cash cannot be used to make a one time payment on the card. So if you want a cool looking paperweight in your wallet, this is the card for you.
