| Rewards | Earn 3% cash back on eligible NFL and team purchases, 2% cash back at restaurants, grocery stores, food delivery, gyms, and sporting goods stores, and 1% cash back on all other eligible purchases. |
|---|---|
| Signup Bonus | $100 cash back (10,000 points) after making $500 in non-NFL purchases within the first 90 days of account opening. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 32.24% variable APR |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 19.24% to 33.24% variable APR, based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Jacksonville Jaguars Extra Points Credit Card is a no-annual-fee rewards card designed for NFL fans, especially Jaguars supporters. It offers 3% cash back on eligible NFL purchases, 2% on everyday categories like restaurants and grocery stores, 1% on everything else, and a welcome bonus for eligible new cardholders.
Most users say they enjoy the team-branded design and the extra rewards on NFL-related spending. Many reviewers mentioned that the card’s flexible redemption options, including cash back and NFL experiences, add value for fans who regularly shop through official NFL channels.
On the downside, many reviewers mentioned that the highest rewards are limited to NFL purchases, making the card less compelling for everyday spending. Others point to the relatively high purchase APR and the lack of premium perks such as travel insurance, airport lounge access, or elevated cash back rates available on competing rewards cards.
Personally, I think the Jacksonville Jaguars Extra Points Credit Card is a solid fit for dedicated Jaguars and NFL fans who want to earn rewards on team-related purchases without paying an annual fee. If your goal is maximizing everyday cash back or travel rewards, however, you’ll likely find better long-term value with a general-purpose rewards credit card.
Good NFL perks and bonus points. Just don’t expect premium rewards outside team purchases.
As a lifelong jaguar fan, I love the rewards on team purchases. Points add up fast! However, the annual fee is higher than expected, which makes it less appealing for casual fans like me.