Ariens ‘Get The Gear’ Credit Card

Card Details
Rewards	None.
Signup Bonus	N/A
Annual Fee	$0
Cardmember Agreement	View Here
Cash Advance APR	N/A
Cash Advance Fee	N/A
Late Payment Fee	Up to $38
Purchases APR	26.99% for non-promotional purchases
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Ariens “Get the Gear” Credit Card is mainly known for its promotional financing offers, not traditional rewards. There’s no annual fee, but also no cash-back program or sign-up bonus — the real draw is long 0% or low-APR financing on big Ariens equipment purchases.

Most users say they appreciate how easy it is to spread out the cost of expensive lawn or snow gear, especially during seasonal promos. Many reviewers mentioned that the extended 0% options can save a lot of interest if you pay them off on time.

On the downside, people often complain that the regular APR is high once a promo ends, and the card doesn’t provide any ongoing rewards or perks beyond financing. Some also note that it’s not very useful outside Ariens purchases.

Personally, I think this card makes the most sense if you’re planning a large, one-time equipment purchase and want predictable monthly payments. If you’re hoping for rewards, travel benefits, or everyday value, you’ll probably be happier with a standard cash-back credit card instead.