Associated Bank Visa Platinum Credit Card | Reviews

CARD OVERVIEW

The Associated Bank Visa Platinum Credit Card is mostly known for its straightforward structure: no annual fee, no fancy rewards, and a focus on solid introductory rates rather than perks. Most users say it feels more like a “low-maintenance” card than a rewards powerhouse, which is exactly how the bank markets it.

On the positive side, many reviewers mention the long 0% intro APR window on purchases and balance transfers as the biggest draw. Others like that it’s a simple card with no annual fee and fewer distractions—good for people who just want predictable financing.

On the negative side, cardholders often complain about the lack of rewards, limited benefits, and relatively high APRs once the intro period ends. A few users also point out that customer service and account tools can feel a bit outdated compared to larger national issuers.

Personally, I think this card fits best if your goal is to pay down a balance or finance a big purchase without juggling a rewards program. If you’re after cashback, travel perks, or long-term value, there are stronger options out there. But for pure simplicity and intro APR savings, it gets the job done.