| Rewards | 1 point per dollar on eligible purchases, plus a 50% monthly bonus on all points earned — effectively giving 1.5 points/dollar each month |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $50 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | N/A |
| Purchases APR | N/A |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Atlantic Stewardship Bank Bonus Rewards Plus Visa is generally known as a simple, points-based rewards card with no annual fee and a predictable structure: you earn points on everyday purchases and get a modest monthly bonus. There’s no travel focus or flashy intro offer, so it’s more of a steady “everyday spending” card than a premium perk machine.
Most users say they like its straightforward rewards, especially the automatic bonus that bumps up what you earn without much effort. Many reviewers mentioned that the online account system (run through Élan Financial Services) is easy to manage and that the card works well for basic budgeting or building credit.
On the flip side, people often complain that the rewards rate feels low compared to newer cash-back cards, and the card doesn’t come with meaningful travel perks or statement credits. A few users also feel the overall benefits are too “bare-bones” for anyone looking for premium value.
Personally, I think this card fits best for someone who wants a no-annual-fee card with uncomplicated rewards and already banks with Atlantic Stewardship. If you’re chasing high cash-back rates or travel perks, though, you’ll probably find stronger options elsewhere.
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