| Rewards | 1 point per dollar on eligible net purchases. On top of that, you get a 50% bonus on all points earned every month, automatically. That means effectively 1.5 points per dollar. |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $50 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.24% (APR is subject to change) |
| Cash Advance Fee | N/A |
| Late Payment Fee | N/A |
| Purchases APR | N/A |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Atlantic Stewardship Bank Business Bonus Rewards Plus Visa is best known for its simple, uncapped rewards program: cardholders earn 1 point per dollar spent, plus a 50% monthly bonus on all points. There’s no widely reported signup bonus, and the annual fee appears modest, though exact figures aren’t clearly published.
Most users say they like how straightforward the rewards structure is. Many reviewers mentioned that they appreciate not having to juggle rotating categories or complex rules, and that points can be redeemed for travel, merchandise, or cash back. The automatic 50% monthly bonus is often highlighted as a small but nice perk.
On the flip side, some users find the card underwhelming compared with major rewards cards. Complaints include a lack of a signup bonus, limited premium perks, and uncertainty around interest rates and fees — especially for cash advances or late payments. Additionally, there’s very little online chatter, which makes it hard to gauge real-world experiences reliably.
Personally, I think this card is a solid option for small-business owners or casual spenders who value simplicity and steady rewards. It’s worth considering if you plan to pay your balance in full each month and don’t need flashy perks. But for those chasing big bonuses or high-value travel rewards, other cards might offer better bang for your buck.
Strong monthly bonuses and low cost for business owners.
this card makes managing my business purchases much easier. The bonus rewards add up quickly, and customer support is responsive, making it a reliable choice for small business owner.
