| Rewards | 2 points for every $1 spent at retail and travel websites, 2 points for every $1 spent on AT&T products and services, 1 point for every $1 spent elsewhere | 
|---|---|
| Signup Bonus | Receive 10,000 points after spending $1,000 within the first three months of card ownership | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.74% (APR is subject to change) | 
| Cash Advance Fee | $10 or 5% of withdrawal, whichever is greater | 
| Late Payment Fee | Up to $35 | 
| Purchases APR | 14.49% to 23.49%, based on your creditworthiness (APR is subject to change) | 
 
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