| Rewards | This card features a points system. Earn one point for every dollar spent on retail purchases. Redeem points for air travel, rental cars, cruises, hotels or other travel options. | 
|---|---|
| Signup Bonus | N/A | 
| Annual Fee | There is no annual fee associated with this card. | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 21.99% APR | 
| Cash Advance Fee | Either $5 or 3% of each cash advance, whichever is greater. | 
| Late Payment Fee | Late payment fees can be up to $35. | 
| Purchases APR | 9.99% to 17.99% APR depending on the results of your credit review. | 
 
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