The Bancorpsouth Gold MasterCard Credit Card is one of several consumer credit cards that is offered by the Bancorpsouth financial institution. These cards are all as straightforward as you can get, and are meant for individuals that are looking for a credit card with no bells or whistles. The only thing that we feel is necessary to divulge about this card before diving into the application process is that its APR, like many other credit cards, will be based on your creditworthiness going into the card request process. When applying, you will not have the option of selecting one card over the other, instead you will apply simply for a MasterCard and your creditworthiness will determine which card you will get (Gold, Standard, Platinum) with each having a separate interest rate. This is all to say that if you have an outstanding credit score, a BancorpSouth card might be worth your time; if you don’t, you may want to shop around a little bit to find a rewards card with a better APR. If you are still interested in applying for this card, simply scroll down this page and you will find a helpful guide we have created just for you that details how to complete the online application process.

As always, we feel it is important that you review the Bangcorpsouth privacy policy before beginning the application process in order to fully understand how your personal information is protected.

Requirements

In order to complete the application process, applicants must meet the following criteria of eligibility:

• Be 18 years of age or older
• Reside in the United States of America
• Have a valid Social security number

How to Apply

Step 1- Navigate to the Bancorpsouth homepage, pictured below.

Step 2- Click the Apply for an Account button, located in the top right corner of your screen, and select the Credit Card option.

Step 3- Select either MasterCard or Visa, and designate which State and County you reside in. You can also, at this juncture, choose to agree to the rewards program, add a co-applicant, and make a balance transfer.

Step 4- Input the following personal information in the applicable blank spaces:

• First and last name
• E-mail address
• Phone number
• Birth date
• Social security number
• Mother’s maiden name

Step 5- Input the following address information in the applicable blank spaces:

• Address
• City
• State
• Zip code
• Housing payment
• Housing status
• Time at residence

Step 6- Input the following mailing address information (if your physical address and mailing address are the same, you can click the box to designate as such and you will not need to fill in the following information):

• Address
• City
• State
• Zip code

Step 7- After clicking Continue on the previous page, you will be presented with the opportunity to enter the address of your previous residence and the number of years spent there. Provide this information before continuing to the next step.

Step 8- Supply the Full Name and address of the relative living nearest to you (but not living with you) then enter their contact information before clicking Continue.

Step 9- Under the Employment heading, supply the following information:

• Employer name
• Employer full address
• Position within the company
• Time employed
• Phone number
• Annual gross income
• Other income and income source (if applicable)

Step 10- On this final page you will be able to review all the information submitted in your application. If all looks to be satisfactory, review the terms and conditions once again to ensure that you understand the rates, fees and fine print details of the agreement you’re entering into. If you agree with the document’s contents, check the box and click Submit to finalize the application process.

Once all of these steps have been completed, you will have completed the application process for the Bancorpsouth Gold MasterCard Credit Card. We hope this tutorial helped in navigating you through the web portal and that you have nothing but financial success with your newly acquired MasterCard. Best of luck!

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