How to Apply for a Bancorpsouth Platinum MasterCard Credit Card

The Bancorpsouth Platinum MasterCard Credit Card is one of four personal MasterCard options offered by Bancorpsouth Bank, and it happens to be the most difficult to acquire. Like all of this bank’s credit options, this card allows cardholders to earn a reward point on every $1 spent. It should be noted that the point per dollar rewards program is perfectly standard, and it is generally regarded as the bare minimum. With that being said, this particular option (if you’re approved for it) provides the absolute lowest APR available offered by Bankcorpsouth (11.4%) and it demands nothing in the way of an annual fee. The one catch is that when one applies online for a Bancorpsouth credit card, their credit rating and financial situation will be taken into account and one of any four MasterCard options may be appointed. So to be clear, unless you have an outstanding credit history, you will likely be sent a credit card with a higher interest rate (Gold or Standard card). If you already bank with this institution, and you feel confident in your creditworthiness, by all means, give this card a try. To find out how to complete the online application, simply scroll down and review our tutorial.

Make sure you read the Bancorpsouth online privacy policy to learn exactly how your personal information will be shared/protected once submitted in the online application.

Requirements

In order to complete the application process, applicants must meet the following criteria of eligibility:

Be 18 years of age or older
Reside in the United States of America
Have a valid Social security number

How to Apply

Step 1- To begin the application process, find your way to the Bancorpsouth homepage, pictured below.

Step 2- In the top right-hand corner of your screen, you should see the Login to Online Banking window, and within this window you should see the Apply for an Account option. Select this, then click the Credit Card option.

Step 3- In this particular case, we’ll be selecting MasterCard as our card option. Next, provide your Invitation Number (if applicable), your State, and your Country of residence. Then, choose whether you’d like to sign up for the rewards program, if you’d like to add a co-applicant, and if you want to perform a balance transfer. Click Continue to continue.

Step 4- On this page, provide the following personal information in the applicable spaces:

First and last name
E-mail address
Phone number
Birth date
Social security number
Mother’s maiden name

Step 5- You must now supply the following information pertaining to your address:

Address
City
State
Zip code
Housing payment
Housing status
Time at residence

Step 6- Enter in the below information if your Mailing Address is different than your Physical Address. If this is not the case, indicate that they are the same by checking the box provided below the Time at Residence fields. When you’re ready, click Continue to proceed to the next page.

Address
City
State
Zip code

Step 7- This page asks only for your Previous Address. Provide the requisite information and click Continue to proceed to the next step.

Step 8- The contact info, full name, relationship to you, and physical address of the relative living nearest to you (but not with you) must be supplied on this page. Again, when you’re ready to proceed, click Continue.

Step 9- Supply the following employment information to give Bancorpsouth an understanding of your current financial situation:

Employer name
Employer full address
Position within the company
Time employed
Phone number
Annual gross income
Other income and income source (if applicable)

Step 10- This final page provides you with the opportunity to review and edit any the information submitted in the previous webpages. If all seems to be accurate, review the terms and conditions to ensure that you understand exactly what it is you’re applying for. If you accept the conditions stated within the document, check the applicable box and click Submit to send in your application for review.

If you’ve successfully navigated through all of the steps of the application process, your submission will have been sent to Bancorpsouth Bank and you need only wait for a reply dictating what card you have been approved for. We wish you the best of luck and we thank you for using our services today to educated yourself on this fine credit card option. Take care!