| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $35 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% APR (subject to change) |
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances |
| Late Payment Fee | Up to $37 |
| Purchases APR | 21.49% APR (subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
After a rough credit patch, this card was a breath of fresh air. Easy approval, clear terms, and on time payments steadily boosted my score. Felt genuinely supportive, not predatory. Highly recommend for rebuilding responsibly!