How to Apply for the Bank Americard for Students Visa Credit Card

For students attempting to avoid additional debt being placed on the heap of debt they are sure to encounter during their 4 year tangle with higher education Bank of America (BoA) has created the Bank Americard for Students, an extremely low-fee, low-APR no-frills credit card. This card ought to at least help the cardholders build good credit, as it has scheduled payments and overdraft protection. If you’re interested in applying simply scroll down to find our official guide to BoA credit card applications.

Before applying please read over the BoA Privacy Policy to ensure your information is being handled discreetly and with the proper security.


Ensure that you meet the following requirements before beginning the application:

  • Be a student
  • Have a valid US street address

How to Apply

Applicants will find the secure application available from the card summary page BoA has set up for this card. Once there, select the blue apply now link to continue to the secure form.



Step 1- Personal Information

Enter the following personal information into the provided fields:

  • Full name
  • Address
  • Phone number
  • Email address
  • Country of citizenship
  • Country of residence
  • Date of birth
  • Mother’s maiden name


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Step 2- Student and Financial Information

Enter the following information regarding your student status and financial circumstances here so that BoA can properly evaluate your creditworthiness:

  • Student status
  • Employment status
  • Years in school
  • Total annual income
  • Source of income
  • Liquid assets
  • Housing status
  • Monthly housing payment


Step 3- Additional Options

At this point you may, if you choose, perform a balance transfer or add a second cardholder to the account.


Step 4- Terms and Conditions

Read over the terms and conditions and, if they appear to be on the up-and-up, agree to the final disclosure and select review your information to see your application in full before submitting it to BoA for evaluation.