| Rewards | Earn 3% cash on all net qualified purchases for the first 90 days. Earn 1% cash on all net qualified purchases thereafter. Earn a 5% anniversary bonus on cash earned every year. Earn an additional 30% bonus on cash earned when spending $50,000 or more annually |
|---|---|
| Signup Bonus | 0% Introductory APR for first 12 months on purchases and balance transfers. |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.15%. This APR will vary with the market based on the Prime Rate. The pricing you receive will be determined upon review of your application, credit history, and banking relationship. |
| Cash Advance Fee | 3% or $10 minimum on transactions greater than $10. |
| Late Payment Fee | Up to $37. |
| Purchases APR | Your APR will be between 10.15% and 19.15%. This APR will vary with the market based on the Prime Rate. The pricing you receive will be determined upon review of your application, credit history, and banking relationship. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
This card has been a pleasant surprise. My purchases earn points quickly, and redeeming them is super straightforward. The mobile app works smoothly too, which makes tracking everything easy. It's become one of my go to cards for daily spending.