| Rewards | 2 points per dollar spent on all purchases, and 3 points per dollar in one category of your choice (e.g. airlines, restaurants, groceries, taxis, etc.). 2× points on all purchases, and 3× on purchases in one category you pick |
|---|---|
| Signup Bonus | 25,000 bonus points if you spend $3,000 within the first 90?days of opening the account. |
| Annual Fee | $95 annual fee |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.15%–18.00% variable APR |
| Cash Advance Fee | Either US?$5 or 3% of the amount, whichever is greater. |
| Late Payment Fee | Up to $25 |
| Purchases APR | 16.15%–18.00% variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Bethpage Be You Rewards Card stands out as a flexible points‑based rewards card with a $95 annual fee and a welcome bonus of 25,000 points after spending $3,000 in the first 90 days. It’s known for letting you earn 2 points per dollar on all purchases and 3 points per dollar in one category of your choice, like groceries, dining, or travel, plus no foreign‑transaction fees.
Most users say they like the simplicity of earning points, the ability to customize the bonus category, and the fact that the welcome bonus can give a meaningful boost if you meet the spending threshold. Many reviewers mentioned that having no foreign‑transaction fee makes it handy for travel, and some appreciate the range of redemption options for points.
On the flip side, users often complain that the annual fee feels high unless you use the card strategically. Others point out that point redemption values aren’t always clear, making it tricky to know exactly what you’re getting. Some casual spenders feel the card doesn’t deliver enough value to justify the cost.
Personally, I think the Be You Rewards Card is best for moderate-to-heavy spenders who can maximize the bonus category and plan redemptions carefully. It’s a solid choice if you want flexibility and a structured rewards program, but those who spend lightly or prefer straightforward cash back might find better value elsewhere.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
A
Solid rewards without a fee
I like how this card earns points on my every purchase. No annual fee is a big plus, and I love being able to redeem for travel, merchandise, or gift cards
