| Rewards | Earn points on purchases at hundreds of online and neighborhood retailers. You can earn bonus points (e.g., up to 15 points per dollar) at select merchants. |
|---|---|
| Signup Bonus | When you first use the card, the issuing bank will make a $50 donation in your name to the Caribbean Education Foundation — effectively a charitable “bonus.” |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | N/A |
| Purchases APR | N/A |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Caribbean Education Foundation Visa Platinum Rewards Card is best known as a cause‑driven rewards card — you earn points on purchases and help support the foundation’s mission to improve education in the Caribbean, with 0% intro APR on purchases and balance transfers for a limited time and no annual fee.
Most users and reviewers appreciate that every swipe feels like a donation and that it’s easy to earn and redeem points for travel, gift cards, or merchandise. Many cardholders mentioned the simple application process, and the fact that there’s no annual fee makes it low‑risk for everyday use, especially if you pay your balance in full each month.
On the flip side, some people point out that the rewards structure isn’t as competitive as major travel or cash‑back cards, and the intro offer is modest compared with other Visa Platinum Rewards cards out there. Others wish the bank’s support and online account features were more robust, and occasional questions about fees pop up in forums (as with many Visa cards generally).
Personally, I think this card makes sense if you like supporting a good cause and want a no‑annual‑fee rewards card with basic perks. But if you’re chasing the highest rewards or premium travel benefits, there are likely better fits for that goal.
RATE THIS CREDIT CARD
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Inspiring Purpose, But Weak Rewards
I like the idea behind this card supporting students felt good but rewards were slow and benefits underwhelming. For everyday purchases, it didn't give me much tangible value.
