| Rewards | ~3% back (points) on qualifying NFL and team-related purchases, including Carolina Panthers tickets, in-stadium purchases, and NFLShop.com buy when using the card. 2% back on select bonus categories like groceries, restaurants, gyms, and sporting goods. 1% back on all other purchases |
|---|---|
| Signup Bonus | Earn ~10,000 bonus points after spending $500 in the first 90 days — typically worth about $100 in statement credit. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 30.74% variable APR applied from the date of the cash advance |
| Cash Advance Fee | Either $10.00 or 5.0% of the cash advance amount, whichever is greater. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 17.74% – 31.74% variable APR depending on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Carolina Panthers Extra Points Credit Card is a no-annual-fee fan card tied to the NFL Extra Points program. It’s known for earning higher rewards on Panthers and NFL purchases, plus a small signup bonus that can be redeemed for statement credits, merch, or game-related experiences.
Most users say they enjoy the team branding and fan perks. Many reviewers mentioned the bonus rewards on tickets, stadium spending, and NFLShop.com, along with occasional discounts and access to exclusive experiences. For dedicated Panthers fans, earning points that connect directly to their team feels more fun than generic cash back.
That said, complaints are pretty consistent. Users often point out that rewards are average at best for everyday spending, interest rates are on the high side, and the card doesn’t offer strong travel or long-term value compared to mainstream cash-back cards. Some also mention that customer service can feel slow.
Personally, I think this card works best if you’re a die-hard Panthers fan who values team perks over maximizing rewards. For pure savings or flexibility, most people will do better elsewhere.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
D
Fun Idea, Frustrating Reality
I love the idea of racking up extra points for Panthers gear, but rewards posting were inconsistent and customers service felt unclear when I called about missed credits. Great if you live and breathe game day but it didn't work smoothly for me.
