| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $41 |
| Purchases APR | Approximately 35.99% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Catherines Credit Card is a store-branded card issued by Comenity Bank that’s mainly designed for regular shoppers at Catherines stores. Most users say it’s valued for its points-based rewards program, where purchases earn points that can be redeemed for discounts or certificates, and the $0 annual fee makes it easy to hold without extra cost.
Many reviewers mentioned that the card is easy to use, helps rack up rewards for store purchases, and offers occasional bonus promotions or small welcome perks. Fans of the brand like having a dedicated card to maximize in-store savings and loyalty points.
On the flip side, users often complain about very high interest rates, especially if balances are carried, and note that the rewards aren’t transferable or valuable outside Catherines. Some also pointed out that the signup “bonus” is minimal, and customer service experiences with Comenity can be hit-or-miss.
Personally, I think this card is best for frequent Catherine’s shoppers who pay off balances monthly and want to earn small rewards on every purchase. If you’re looking for broad rewards, travel perks, or low interest, there are better options elsewhere, but for loyal Catherines customers, it’s a simple, no-fee loyalty tool.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
S
Pretty More Trouble Than It's Worth
Between shady online order issues and frustrating service, I rarely used it after the first few months. I opened this card for the extra rewards and store discounts, but billing felt confusing and returns were a headache.
L
Good exclusive discounts
This card is useful if you shop at Catherine’s frequently. I like the exclusive discounts, but the interest rate is high. I only use it when I know I can pay the balance in full.
