Cincinnati Bengals Extra Points Credit Card

Card Details
Rewards	Typically 3% back (as points) on qualifying NFL and team purchases. • 2% back on select everyday categories like groceries and dining. • 1% back on all other purchases
Signup Bonus	Many versions of the NFL Extra Points cards offer a bonus (e.g., ~10,000 points) after spending a set amount in the first 90 days — typically 10,000 points after $500 in purchases, redeemable for ~$100 in statement credit.
Annual Fee	None
Cardmember Agreement	View Here
Cash Advance APR	30.74% variable
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater.
Late Payment Fee	Up to $41
Purchases APR	17.74%?–?31.74%
* Card terms and offers are subject to change. Confirm current details with the issuer.

Card Details

Rewards

Typically 3% back (as points) on qualifying NFL and team purchases. • 2% back on select everyday categories like groceries and dining. • 1% back on all other purchases

Signup Bonus

Many versions of the NFL Extra Points cards offer a bonus (e.g., ~10,000 points) after spending a set amount in the first 90 days — typically 10,000 points after $500 in purchases, redeemable for ~$100 in statement credit.

Annual Fee

None

Cardmember Agreement

View Here

Cash Advance APR

30.74% variable

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Late Payment Fee

Up to $41

Purchases APR

17.74%?–?31.74%

* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The Cincinnati Bengals Extra Points Credit Card is a team-themed rewards card with no annual fee, part of the NFL Extra Points Visa® program. It earns points on Bengals and NFL purchases, with bonus points for groceries, dining, and other everyday spending. New cardholders often receive a signup bonus after meeting a minimum spend, which can be redeemed for merchandise, game tickets, or statement credits.

Most users say the card is fun for die-hard Bengals fans and easy to use. Many reviewers mentioned they appreciate the automatic rewards points, the signup bonus, and occasional promotions like discounts on team gear. Fans also like the ability to redeem points for unique NFL experiences.

Some cardholders complain that rewards outside of team-related purchases are limited, and many note the high APR if balances are carried. Others mentioned that point redemption can feel restrictive if you’re not planning on NFL merchandise or experiences.

Personally, I think this card is best for Bengals fans who pay their balance in full each month and want a branded card that rewards team loyalty. If you’re looking for broad cash-back or travel rewards, a general-purpose rewards card would likely offer better value.

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Bro sorry, but some error occurred :O

Perfect for a Bengals Fan and it shows

Dec 17, 2025 by Cedric Thomas

As a lifelong Bengals fan, this card feels like part of the team! I rack up points fast on game day purchases, plus the exclusive rewards and team perks make every season even more exciting. Easy to use and genuinely fun to carry.

Great reward system

Nov 9, 2025 by Stephan S.

I grabbed this card just because I’m a die-hard Bengals fan, and I love flashing it on game days. The points aren’t the most valuable out there, but earning rewards on team gear and tickets is a cool perk. It’s more about pride than profit, and I’m fine with that.