| Rewards | Earn 1 point for every net $1 you spend, plus get a 25% bonus on all points earned every month, automatically. |
|---|---|
| Signup Bonus | $25 cash back with your first purchase. |
| Annual Fee | $0. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99%. |
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. |
| Late Payment Fee | Up to $38. |
| Purchases APR | 11.99% to 22.99% based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The cash back rewards are nice and easy to track, but I had trouble resolving a billing issue. Support took too long to respond, which was frustrating despite the decent benefits.
It’s an okay card. The rewards are small, and the online portal feels outdated. I’ve kept it mostly for the reliability and because Comerica handles my main checking account. Nothing exciting, but dependable.