The Community 1st Credit Union Secured Mastercard Credit Card is an average card with an annual fee of $29 and an interest rate of 20.99% for both purchases and cash advances. This card is specifically designed for individuals who are looking to improve their credit score and is marketed as such with unfounded offers that reliable monthly payments will improve your credit score more so than with any other card. Offers like that make me nervous and I would hesitate to choose this card over any other on the market. If you are someone who is interested in applying for this specific card then scroll down this page and follow our step-by-step instructions to breeze through the application process.

Take a moment to read the online privacy policy as it pertains to your personal information and how it will be protected throughout the application process.

Requirements

You must meet the following requirements for the application to be completed successfully:

• Be at least 18 years of age or older
• Be a resident of the United States of America
• Have a valid Social Security Number

How to Apply

Step 1: You must first navigate to the application homepage, pictured below.

Step 2: Click the Learn More link underneath the Secured Mastercard tab.

Step 3: On the following page click the Apply Now link.

Step 4: Provide the following personal information:

• First name
• Last name
• Date of birth
• Social security number
• Mother’s maiden name
• E-mail address
• Primary phone number

Step 5: Provide the following residence information:

• Address
• City
• State
• Zip code
• How long you have lived at this address
• Monthly housing payment
• Residence status

Step 6: Provide the balance of your savings and checking accounts.

Step 7: Provide the following employment information:

• Occupation
• Employer
• Gross monthly income

Step 8: Designate the amount of deposit.

Step 9: Designate whether you wish to apply for joint credit.

Step 10: Designate whether you would like to transfer a balance.

Step 11: Designate whether you wish to add an authorized user.

Step 12: Review the terms and conditions and click the tickbox to give your consent to them.

Step 13: Click the Submit button to finalize the application process.

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