| Rewards | None. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 30.49% – 37.99% variable APR |
| Cash Advance Fee | 5% of the amount (minimum $10) |
| Late Payment Fee | Typically up to $41. |
| Purchases APR | 34.99% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Discount Tire Credit Card is less of a traditional rewards card and more of a financing tool for tire purchases, offering no annual fee and access to promotional “no interest if paid in full” financing on eligible buys.
Most users say they like the convenience of spreading out expensive tire costs, especially when unexpected car expenses hit. Many reviewers mentioned the appeal of 0% promotional periods and the fact that it’s widely accepted across Discount Tire, America’s Tire, and Tire Rack locations.
On the downside, many cardholders complain that there are no real rewards like cash back or points, and the standard APR after promotions is very high, making it risky to carry a balance. Some users also note that the value disappears quickly if you miss the payoff deadline, since deferred interest can kick in.
Personally, I think this card is only worth it if you’re strictly using the promotional financing and paying it off on time. For anything beyond that, it’s not really competitive — you’re better off using a strong cashback card and saving for tire expenses in advance.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
H
Financing helps but limited use
The card works fine at discount tire, but that's the only place I can use I, good for one time purchases but not great for long term value!
A
Convenient for car owners and tire purchases
I applied for this discount tire credit card when I needed new tires, and it turned out to be a great decision. The special financing made the purchase easy to manage, and I've even used it for maintenance since then. The approval process was quick, and making payments online is super convenient. It's practical card for anyone who drives often or wants flexibility with auto expenses.
Y
Good Cerdit Card
Every time I ordered new tires from Discount Tire Company, I always use Discount Tire Credit Card. I got some money back. The latest purchase in September, 2016, I received $100 cash gift card back. Great Deal!
