| Rewards | None |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 14.24% APR |
| Cash Advance Fee | $5 or 3% of withdrawal, whichever is greater |
| Late Payment Fee | Up to $35 |
| Purchases APR | 0.00% Introductory APR for the first 6 months of card ownership, after that: 9.24% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I enjoy earning cash back on everyday purchases, and the card feels solid. However, the approval process took longer than expected, which was frustrating. Still, the benefits make it worth having once approved.