| Rewards | 4X points per $1 at Hyatt hotels, 2X at restaurants, directly purchased airline tickets, local transit/commuting, and fitness clubs/gyms; 1X on other purchases. Hyatt stays can earn up to 9X total when including Hyatt's base points. |
|---|---|
| Signup Bonus | Up to 60,000 Bonus Points: 30,000 points after spending $3,000 in the first 3 months, plus up to 30,000 additional points by earning 2X total points on purchases that normally earn 1X during the first 6 months, on up to $15,000 spent. |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 28.49% variable APR |
| Cash Advance Fee | $10 or 5% of each transaction, whichever is greater |
| Late Payment Fee | Up to $40 |
| Purchases APR | 19.24%–27.74% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Hyatt Credit Card, now known as the World of Hyatt Credit Card, is best known for hotel rewards, automatic Discoverist status and a $95 annual fee. Most users say the standout benefit is the annual Category 1–4 free-night award, which can offset the fee for travelers who regularly stay at Hyatt properties.
Many reviewers mentioned that Hyatt points can provide strong value, particularly for hotel stays, while the welcome bonus gives new cardholders a useful head start. The card also earns bonus points on Hyatt purchases, dining and several travel-related categories.
On the downside, users often point out that everyday spending earns only 1 point per dollar outside bonus categories. Others find the card less useful because Hyatt has a smaller hotel footprint than some competing chains. Some cardholders have also reported delays or account issues involving free-night awards and other World of Hyatt benefits.
Personally, I think it makes the most sense for people who stay at Hyatt hotels at least occasionally. If you r
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Bro sorry, but some error occurred :O
A
Not Worth the Hype
Customer service was polite but couldn't fix award availability. Not impressed for the annual fee. I got this card hoping for free night, but my points took forever to post and blackout dates killed every good redemption.
T
Amazing hotel perks for Hyatt guests
High-value free night award, elite credits, and strong point earnings.
