The Iberia Bank Visa Signature Credit Card is the more extravagant option of the Iberia Bank credit card suite. It does boast the least expensive APR at the Wall Street Prime Rate plus 8.74% to 16.74%, depending on your credit score (APR is subject to change), however, while the other two options have no annual fee, the Iberia Bank Visa Signature Credit Card has a $99 annual fee. The rewards program is basic with 1 point for each $1 spent in qualifying purchases. If you are a big spender, that’s when the bigger rewards come in. After $3,000 in purchases within the first 90 days you receive 10,000 bonus points (more than 3x points). Additionally, you get 10,000 bonus points with each $25,000 in purchases. As with the other credit cards that Iberia Bank has on offer, there is a 1.99% introductory APR on balance transfers for the first 6 billing periods. If you’d like to apply for the Iberia Bank Visa Signature Credit Card, we have created a convenient tutorial on how to do so.
To be eligible for the Iberia Bank Visa Signature Credit Card you must fulfill the following requirements:
Step 1- Find the Visa Classic credit card on the Iberia Bank credit card suite page and click the Apply Now link. You may be required to enter a “captcha” phrase to identify yourself as a human.
Step 2- Clicking the Apply Now link will redirect you directly to the Iberia Bank Visa Signature Credit Card application page (as seen below).
Step 4- Read the cardholder agreement for all the Iberia Bank Visa Signature Credit Card terms and conditions. If you agree to these terms, tick the box indicating that this is the case and click Apply Now.
Step 5- Enter all of the following personal information:
Step 6- Select your employment status and enter your monthly income.
Step 7- If you selected Employed or Self-Employed you will have to supply the following additional income details: